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Foreclosed: High-Risk Lending, Deregulation, and the Undermining of Americas Mortgage Market, with a New Preface (9780801477140): Dan Immergluck: Books. Foreclosed is a must-read for anyone who wants to understand how the mortgage market really works and the sources of the current mortgage market meltdown. -Susan M. Wachter, Richard B. Worley Professor of Financial Management, Professor of Real Estate and Finance, and Co-Director, Institute for Urban Research, The Wharton School, University of PennsylvaniaForeclosed will elicit a chorus of thank-yous to Dan Immergluck. In this clear and compelling analysis, the roots of the subprime crisis are untangled with precision and sophistication. This timely effort is sure to become a key resource to those who wonder what happened and why, and what needs to be done to prevent future catastrophes. -Rachel Bratt, Tufts UniversityForeclosed is a well-documented and engaging account of how the United States built and then, by dismantling safeguards and ignoring the consequences of unbridled complexity, destroyed one of the world's most effective and democratic housing systems. The Obama administration should carefully consider Dan Immergluck's suggestions for getting that system back on track and for bringing back the neighborhoods destroyed by misguided policies and practices of the past several decades. -Ellen Seidman, Senior Fellow in the Asset Building Program of the New America FoundationForeclosed is accessible, comprehensive, informative, and insightful. It provides a critical but balanced analysis of the current mortgage crisis, its origins, consequences, and solutions. It is very well written and will appeal to a broad audience including policymakers, policy analysts, bankers, and lawyers. Dan Immergluck's recommendations couldn't be more timely. --Alex Schwartz, Milano The New School for Management, author of Housing Policy in the United States

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