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Free and Clear: Gods Roadmap to Debt-Free Living (9780802422576): Howard Dayton: Books. You CAN reach total financial freedom if you follow God’s directions.   Debt has become a crippling way of life for millions of Americans. Almost half of all American families spend more than they earn.  Along with the obvious financial challenges, skyrocketing debt leads to increased stress, compromised health and devastated relationships.  God has a better way!  And He has laid it out clearly in Scripture.   By learning and applying the simple, practical advice found in the Bible, Howard Dayton was able to break the bonds of debt and achieve financial freedom—and you can too! Whether your debt is a high-interest loan, home mortgage, auto payments, credit card purchases, or all of the above, you can become debt-free.   Free and Clear offers biblical money-management practices that will restore your financial health and refresh your spirit. The step-by-step approach and compassionate writing will give you hope and encouragement as you begin your journey to financial freedom.

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