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Product Description
The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair-Lending Enforcement (9780262182287): John Yinger, Stephen L. Ross: Books. ... destined to become as famous and controversial as the seminal studies it cites, re-evaluates, and critiques. Reynold F. Nesiba Journal of Economic IssuesDiscrimination in mortgage markets is an extremely important issue... an essential contribution to our understanding of this problem. Abdullah Yavas Journal of Economic Literature[The authors] provide important guidance for improving the quality of research into discrimination in mortgage lending. Kathryn A. L. Cheever Public Administration ReviewThe entire lending industry...would unmistakably benefit from considering the author's conclusions and policy suggestions. Cynthea E. Geerdes Journal of Affordable HousingThe value of the book is that it brings much needed analytical clarity to the mortgage lending discrimination debate. Kelly Patterson Contemporary SociologyThis is a splendid book. Ross and Yinger have synthesized the economic theories of mortgage market discrimination andthe empirical evidence on its magnitude in the American mortgage market. The result is a model of careful research and judicious analysis on an important topic.--John M. Quigley, Department of Economics, University of California, BerkeleyThis book provides the most comprehensive review to date of what we know and do not know about mortgage lending discrimination. More importantly, it offers readily available tools that fair lending enforcement agencies can utilize to insure that all applicants will be treated in a fair and equitable manner, free from any fear of racial discrimination.--Gregory D. Squires, Department of Sociology, George Washington UniversityRoss and Yinger use their clever conceptual and empirical analyses to cut through the rhetorical fog obscuring the issue of mortgage market discrimination. Their pathbreaking test for discrimination provides the foundation for the next generation of research and enforcement initiatives.--George Galster, Hilberry Professor of Urban Affairs, Wayne State University
Shipping Weight: 2 pounds
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